How Long Will it Take to Pay Off a Credit Card?

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Debt Payoff Summary

Monthly Payment
Total Interest
Months to Pay Off
We understand that debt can sometimes seem overwhelming. Call us at 1-866-264-6421 so that we can explain options that we have that may be able to help you out.

Like many credit card holders, there are times when you might have overdone it on the spending and are now facing the task of paying off your credit card balance. The length of time it will take is primarily driven by the interest rate you are paying on the outstanding balance, how much you continue to use the card and how much you pay off monthly. A good rule of thumb is to try to pay off any card balance in 36 months, but you might want to see what it will take to pay off the balance in shorter or longer increments of time.