Saving to Start a Business

Business Startup Savings Summary

Business Savings Plan
Business Startup Goal
Itemized Initial Startup Expenses
Total Monthly Expenses

Itemized Monthly Expenses
Total Monthly Expenses

Most new businesses get started out of personal savings. The amount of money you will need to start yours depends on the initial outlay of funds you will need to get started, plus the number of months of ongoing expenses you will want to have saved in advance to pay your business expenses before the revenue from your operations can pay for them. Typical startup costs include such things as office furnishings, equipment needed to operate your business and your initial stock of inventory. Once the business is started, you will have continuous expenses that you will incur, such as employee salaries, rent, utilities, and many other costs particular to your business.

The accuracy of this calculator is not guaranteed by First Citizens Bank [or its affiliates] and is intended for informational purposes only. The calculator displayed does not constitute the advice of, or reflect actual products, services, rates and/or terms available from First Citizens Bank [or its affiliates] and nothing contained in the calculator shall constitute an offer or solicitation of a product or service by First Citizens Bank [or its affiliates].