What Will My Savings Be Worth? | Financial Calculators for Flagstar Bank

Taxable Savings

The amount of savings and investments you currently have in taxable accounts.

The amount of additional taxable savings and investments you will make during the defined savings period.

To get your marginal tax rate, add together the highest rate you pay for federal income taxes and the highest rate you pay for state income taxes.

Tax-Deferred Savings

Current savings

The amount of savings and investments you currently have in tax-deferred accounts.

Monthly savings

The amount of additional tax-deferred savings and investments you will make during the defined savings period.

Assumptions

Evaluation period (years)

The period of time, in years, that you would like to use for your savings evaluation.

Expected rate of return

The annual rate of return you expect to receive on your investments and savings accounts.

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Savings Summary
Taxable Savings	Tax-Deferred Savings	Total Savings

Flagstar Bank partnered with Fintactix, a financial education company, to make this calculator available. This is for informational purposes only. The results are hypothetical to illustrate general scenarios. The calculator cannot determine that a specific Flagstar product is available to you or that it is the right solution for your circumstances. All Flagstar Bank products require an application and an approval process. Please contact us directly so we can assist you. Use of this calculator is not a substitute for and results cannot be relied on as investment, legal, tax or accounting advice. Please consult a tax advisor, attorney or other financial professional for personalized advice appropriate to your goals and circumstances. Flagstar Bank and our affiliates are not responsible for any content provided by unaffiliated third parties.

The future value of your savings plan is dependent on the starting balance, additional monthly savings and the rate of return you receive on those savings. For the most accurate valuation, you will have to separate taxable accounts such as savings and CDs from your tax-deferred accounts such as 401(k)s and college 529 plans.