If you could use some additional funds, a home equity line of credit may be a good option for you. This revolving line of credit allows you to apply for one loan while giving you the flexibility to borrow funds as needed during the draw period. Monthly payments are based on the amount advanced. In addition, HELOCs typically offer interest rates lower than credit cards or personal loans, making them a great option for consolidating debt into one manageable payment. Ask us how!