Loan Amount Calculator

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Loan Amount
Down Payment
Principal & Interest
Taxes, Insurance & HOA
Total Monthly Payment
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Principal & Interest
Homeowners Insurance
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HOA Dues
Total Monthly Payment

While mortgage lenders use lending ratios, such as the percentage of a borrower's debt to their income, in deciding whether to approve a loan, a borrower's household budget may determine how much they want to spend each month on housing. That monthly payment will determine how large a loan the borrower can expect to receive based on the term of the loan, down payment and interest rate. Other monthly expenses such as insurance, taxes, and HOA dues will also factor into the calculation.

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