Payments and rates vary based on borrower’s credit score, actual closing costs and other variables. Check with your loan originator for your mortgage loan interest rate. When purchasing a home the mortgage you choose and the options you want with it will have a significant impact on how much your home costs you in the long run. Interest charges, origination fees, fees paid for a particular interest rate (formerly referred to as 'points') and settlement costs will often have the most impact. Of these, the interest rate you pay will matter most.
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